Terms of service
Purpose of the Website
The purpose of this website is to spread knowledge about investing and personal finance. I’m working towards financial independence and generational wealth and I share the lessons and experiences I gain.
I consider myself a value investor inspired by Warren Buffett.
These Terms of Service (“Terms”) govern your use of our website located at https://moneyandfreedom.com/ (“Service”) operated by Money and Freedom Limited.
By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.
1. Communications
By using our Service, you agree to subscribe to newsletters, marketing, or promotional materials. You may opt out at any time by following the unsubscribe link or emailing us at info@moneyandfreedom.com.
2. Purchases
If you purchase any product or service through our Service (“Purchase”), you may be required to provide information, including your credit card number, expiration date, billing address, and shipping information. You represent and warrant that the information you provide is accurate, complete, and current.
We reserve the right to refuse or cancel your order at any time for reasons including product or service availability, errors in the description or price, or suspected fraud or unauthorized or illegal transactions.
3. Subscriptions
Some parts of the Service are billed on a subscription basis (“Subscription(s)”). You will be billed in advance on a recurring basis (“Billing Cycle”). Billing cycles are set either on a monthly or annual basis, depending on the type of subscription plan you select.
Your Subscription will automatically renew under the same conditions unless you cancel it or we cancel it. You may cancel your Subscription renewal through your online account management page or by contacting customer support.
4. Fee Changes
Money and Freedom may modify Subscription fees at its sole discretion. Any fee change will become effective at the end of the current Billing Cycle. We will provide you with reasonable prior notice of any fee changes.
5. No Refunds
All sales are final. We do not offer refunds for any products or services purchased through the Service.
6. Content
Content on this Service is the property of Money and Freedom or used with permission. You may not distribute, modify, transmit, reuse, download, repost, copy, or use said Content for commercial purposes or personal gain without our express advance written permission.
7. Prohibited Uses
You may use the Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:
- In any way that violates any applicable national or international law or regulation.
- To exploit, harm, or attempt to exploit or harm minors by exposing them to inappropriate content.
- To transmit any unsolicited advertising or promotional material (“spam”).
- To impersonate or attempt to impersonate Money and Freedom, a Money and Freedom employee, another user, or any other person or entity.
- In any way that infringes upon the rights of others, or is illegal, threatening, fraudulent, or harmful.
8. Liability
I am not your financial advisor, and I do not know your personal financial situation. Therefore, you are solely responsible for the consequences of the financial decisions and investments you choose to make.
9. Termination
We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms. For example, if you spam any of our other members with advertising or promotional material, or exhibit inappropriate or threatening behaviour, you will be blogged from the group.
10. Contact Us
If you have any questions about these Terms, please contact us at info@moneyandfreedom.com.